Monday, March 31, 2008
Tweet[IWS] SBA: FAMILY HEALTH INSURANCE COVERAGE for SMALL & LARGE FIRM WORKERS & DEPENDENTS [31 March 2008]
IWS Documented News Service
_______________________________
Institute for Workplace Studies----------------- Professor Samuel B. Bacharach
School of Industrial & Labor Relations-------- Director, Institute for Workplace Studies
Cornell University
16 East 34th Street, 4th floor---------------------- Stuart Basefsky
New York, NY 10016 -------------------------------Director, IWS News Bureau
________________________________________________________________________
Small Business Administration (SBA)
Changes in Family Health Insurance Coverage for Small and Large Firm Workers and Dependents: Evidence from 1995 to 2005 [31 March 2008]
http://www.sba.gov/advo/research/rs321tot.pdf
[full-text, 69 pages]
Research Summary
http://www.sba.gov/advo/research/rs321.pdf
This study finds that family health insurance coverage for workers in both small and large firms is decreasing, and that firm size plays a role in the type of dependent coverage children have. Access to coverage through a large firm as a dependent remains very important to small firm employees.
Table of Contents
List of Figures and Charts................................................................................................... ii
List of Tables ..................................................................................................................... iii
Executive Summary ............................................................................................................ v
Introduction........................................................................................................................ 1
Literature Review................................................................................................................ 2
Policy Relevance................................................................................................................. 4
Hypotheses......................................................................................................................... 5
Data.................................................................................................................................... 5
Empirical Methodology ...................................................................................................... 8
Results.............................................................................................................................. 16
Conclusions...................................................................................................................... 22
References........................................................................................................................ 25
Endnotes........................................................................................................................... 60
List of Figures and Charts
Chart 1: Weighted Distribution of Health Insurance Coverage for Married Workers in Two-
Earner Couples, By Worker and Spouse Firm Size, 2005............................................................ 10
Chart 2: Weighted Distribution of Health Insurance Coverage for Children of Married,
Two-Worker Couples, by Parent's Firm Size, 2005..................................................................... 14
Figure 1: Variable Definitions and Descriptions for Two Workers Married Adult Analysis
Population, Model 1...................................................................................................................... 27
Figure 2: Variable Definitions and Descriptions for Children in Two-Parent, Two-Worker
Households Analysis, Model 2 ..................................................................................................... 30
______________________________
This information is provided to subscribers, friends, faculty, students and alumni of the School of Industrial & Labor Relations (ILR). It is a service of the Institute for Workplace Studies (IWS) in New York City. Stuart Basefsky is responsible for the selection of the contents which is intended to keep researchers, companies, workers, and governments aware of the latest information related to ILR disciplines as it becomes available for the purposes of research, understanding and debate. The content does not reflect the opinions or positions of Cornell University, the School of Industrial & Labor Relations, or that of Mr. Basefsky and should not be construed as such. The service is unique in that it provides the original source documentation, via links, behind the news and research of the day. Use of the information provided is unrestricted. However, it is requested that users acknowledge that the information was found via the IWS Documented News Service.
****************************************
Stuart Basefsky
Director, IWS News Bureau
Institute for Workplace Studies
Cornell/ILR School
16 E. 34th Street, 4th Floor
New York, NY 10016
Telephone: (607) 255-2703
Fax: (607) 255-9641
E-mail: smb6@cornell.edu
****************************************
_______________________________
Institute for Workplace Studies----------------- Professor Samuel B. Bacharach
School of Industrial & Labor Relations-------- Director, Institute for Workplace Studies
Cornell University
16 East 34th Street, 4th floor---------------------- Stuart Basefsky
New York, NY 10016 -------------------------------Director, IWS News Bureau
________________________________________________________________________
Small Business Administration (SBA)
Changes in Family Health Insurance Coverage for Small and Large Firm Workers and Dependents: Evidence from 1995 to 2005 [31 March 2008]
http://www.sba.gov/advo/research/rs321tot.pdf
[full-text, 69 pages]
Research Summary
http://www.sba.gov/advo/research/rs321.pdf
This study finds that family health insurance coverage for workers in both small and large firms is decreasing, and that firm size plays a role in the type of dependent coverage children have. Access to coverage through a large firm as a dependent remains very important to small firm employees.
Table of Contents
List of Figures and Charts................................................................................................... ii
List of Tables ..................................................................................................................... iii
Executive Summary ............................................................................................................ v
Introduction........................................................................................................................ 1
Literature Review................................................................................................................ 2
Policy Relevance................................................................................................................. 4
Hypotheses......................................................................................................................... 5
Data.................................................................................................................................... 5
Empirical Methodology ...................................................................................................... 8
Results.............................................................................................................................. 16
Conclusions...................................................................................................................... 22
References........................................................................................................................ 25
Endnotes........................................................................................................................... 60
List of Figures and Charts
Chart 1: Weighted Distribution of Health Insurance Coverage for Married Workers in Two-
Earner Couples, By Worker and Spouse Firm Size, 2005............................................................ 10
Chart 2: Weighted Distribution of Health Insurance Coverage for Children of Married,
Two-Worker Couples, by Parent's Firm Size, 2005..................................................................... 14
Figure 1: Variable Definitions and Descriptions for Two Workers Married Adult Analysis
Population, Model 1...................................................................................................................... 27
Figure 2: Variable Definitions and Descriptions for Children in Two-Parent, Two-Worker
Households Analysis, Model 2 ..................................................................................................... 30
______________________________
This information is provided to subscribers, friends, faculty, students and alumni of the School of Industrial & Labor Relations (ILR). It is a service of the Institute for Workplace Studies (IWS) in New York City. Stuart Basefsky is responsible for the selection of the contents which is intended to keep researchers, companies, workers, and governments aware of the latest information related to ILR disciplines as it becomes available for the purposes of research, understanding and debate. The content does not reflect the opinions or positions of Cornell University, the School of Industrial & Labor Relations, or that of Mr. Basefsky and should not be construed as such. The service is unique in that it provides the original source documentation, via links, behind the news and research of the day. Use of the information provided is unrestricted. However, it is requested that users acknowledge that the information was found via the IWS Documented News Service.
Stuart Basefsky
Director, IWS News Bureau
Institute for Workplace Studies
Cornell/ILR School
16 E. 34th Street, 4th Floor
New York, NY 10016
Telephone: (607) 255-2703
Fax: (607) 255-9641
E-mail: smb6@cornell.edu
****************************************